The existence of sharia bukan-bank financial institutions (NBFI) today is very important and one form of financing is al-Ijarah al-Muntahiyah Bi al-Tamlik (IMBT), which is a lease agreement (ijarah) with the transfer of ownership of the object that is used as a lease in when the IMBT contract ends which is based on the existence of wa’ad (promise). This research is a normative juridical…